LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,023
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,175
−HK$1,170/mo
Today · 4.125%
HK$39,345
baseline
▲ 0.50% · 4.625%
HK$41,739
+HK$2,394/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,690/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,188
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,293
−HK$1,120/mo
Today · 4.125%
HK$43,413
baseline
▲ 0.50% · 4.625%
HK$45,702
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,826/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,428
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,810
−HK$1,404/mo
Today · 4.125%
HK$47,214
baseline
▲ 0.50% · 4.625%
HK$50,087
+HK$2,873/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,428/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,425
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,751
−HK$1,345/mo
Today · 4.125%
HK$52,096
baseline
▲ 0.50% · 4.625%
HK$54,842
+HK$2,746/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,192/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,832
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,445
−HK$1,638/mo
Today · 4.125%
HK$55,083
baseline
▲ 0.50% · 4.625%
HK$58,434
+HK$3,351/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,166/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,663
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,210
−HK$1,568/mo
Today · 4.125%
HK$60,778
baseline
▲ 0.50% · 4.625%
HK$63,982
+HK$3,204/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,556/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,642
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,715
−HK$2,106/mo
Today · 4.125%
HK$70,821
baseline
▲ 0.50% · 4.625%
HK$75,130
+HK$4,309/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,642/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,138
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,127
−HK$2,017/mo
Today · 4.125%
HK$78,144
baseline
▲ 0.50% · 4.625%
HK$82,263
+HK$4,119/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,288/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,866 · Scale 2, in force from 26 Feb 2026)