LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,025
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,177
−HK$1,170/mo
Today · 4.125%
HK$39,347
baseline
▲ 0.50% · 4.625%
HK$41,741
+HK$2,394/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,694/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,190
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,295
−HK$1,121/mo
Today · 4.125%
HK$43,416
baseline
▲ 0.50% · 4.625%
HK$45,704
+HK$2,288/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,832/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,430
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,812
−HK$1,405/mo
Today · 4.125%
HK$47,217
baseline
▲ 0.50% · 4.625%
HK$50,090
+HK$2,873/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,434/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,428
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,754
−HK$1,345/mo
Today · 4.125%
HK$52,099
baseline
▲ 0.50% · 4.625%
HK$54,845
+HK$2,746/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,198/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,835
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,448
−HK$1,638/mo
Today · 4.125%
HK$55,086
baseline
▲ 0.50% · 4.625%
HK$58,438
+HK$3,352/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,172/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,666
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,213
−HK$1,569/mo
Today · 4.125%
HK$60,782
baseline
▲ 0.50% · 4.625%
HK$63,986
+HK$3,204/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,564/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,646
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,719
−HK$2,106/mo
Today · 4.125%
HK$70,825
baseline
▲ 0.50% · 4.625%
HK$75,134
+HK$4,309/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,650/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,143
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,131
−HK$2,017/mo
Today · 4.125%
HK$78,148
baseline
▲ 0.50% · 4.625%
HK$82,268
+HK$4,120/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,296/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,901 · Scale 2, in force from 26 Feb 2026)