LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,026
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,177
−HK$1,170/mo
Today · 4.125%
HK$39,347
baseline
▲ 0.50% · 4.625%
HK$41,742
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,694/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,191
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,295
−HK$1,121/mo
Today · 4.125%
HK$43,416
baseline
▲ 0.50% · 4.625%
HK$45,705
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,832/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,431
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,813
−HK$1,404/mo
Today · 4.125%
HK$47,217
baseline
▲ 0.50% · 4.625%
HK$50,090
+HK$2,873/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$94,434/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,429
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,754
−HK$1,345/mo
Today · 4.125%
HK$52,099
baseline
▲ 0.50% · 4.625%
HK$54,846
+HK$2,747/mo
Deposit HK$6.49M · loan HK$9.74M · min. income ≈ HK$104,198/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,836
−HK$3,250/mo
▼ 0.25% · 3.875%
HK$53,448
−HK$1,638/mo
Today · 4.125%
HK$55,086
baseline
▲ 0.50% · 4.625%
HK$58,438
+HK$3,352/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,172/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,667
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$59,214
−HK$1,568/mo
Today · 4.125%
HK$60,782
baseline
▲ 0.50% · 4.625%
HK$63,986
+HK$3,204/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,564/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,646
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,719
−HK$2,106/mo
Today · 4.125%
HK$70,825
baseline
▲ 0.50% · 4.625%
HK$75,135
+HK$4,310/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,650/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,143
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,132
−HK$2,017/mo
Today · 4.125%
HK$78,149
baseline
▲ 0.50% · 4.625%
HK$82,268
+HK$4,119/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,298/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,907 · Scale 2, in force from 26 Feb 2026)