LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,027
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,178
−HK$1,171/mo
Today · 4.125%
HK$39,349
baseline
▲ 0.50% · 4.625%
HK$41,743
+HK$2,394/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,698/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,192
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,296
−HK$1,121/mo
Today · 4.125%
HK$43,417
baseline
▲ 0.50% · 4.625%
HK$45,706
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,834/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,432
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,814
−HK$1,404/mo
Today · 4.125%
HK$47,218
baseline
▲ 0.50% · 4.625%
HK$50,091
+HK$2,873/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$94,436/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,430
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,756
−HK$1,345/mo
Today · 4.125%
HK$52,101
baseline
▲ 0.50% · 4.625%
HK$54,847
+HK$2,746/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$104,202/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,837
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,450
−HK$1,638/mo
Today · 4.125%
HK$55,088
baseline
▲ 0.50% · 4.625%
HK$58,440
+HK$3,352/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,176/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,668
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,215
−HK$1,569/mo
Today · 4.125%
HK$60,784
baseline
▲ 0.50% · 4.625%
HK$63,988
+HK$3,204/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,568/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,648
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,721
−HK$2,106/mo
Today · 4.125%
HK$70,827
baseline
▲ 0.50% · 4.625%
HK$75,137
+HK$4,310/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,654/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,145
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,134
−HK$2,017/mo
Today · 4.125%
HK$78,151
baseline
▲ 0.50% · 4.625%
HK$82,270
+HK$4,119/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,302/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,922 · Scale 2, in force from 26 Feb 2026)