LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,028
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,180
−HK$1,170/mo
Today · 4.125%
HK$39,350
baseline
▲ 0.50% · 4.625%
HK$41,745
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,700/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,194
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,299
−HK$1,120/mo
Today · 4.125%
HK$43,419
baseline
▲ 0.50% · 4.625%
HK$45,708
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,838/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,434
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,816
−HK$1,405/mo
Today · 4.125%
HK$47,221
baseline
▲ 0.50% · 4.625%
HK$50,094
+HK$2,873/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$94,442/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,433
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$50,758
−HK$1,345/mo
Today · 4.125%
HK$52,103
baseline
▲ 0.50% · 4.625%
HK$54,850
+HK$2,747/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$104,206/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,840
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,452
−HK$1,639/mo
Today · 4.125%
HK$55,091
baseline
▲ 0.50% · 4.625%
HK$58,443
+HK$3,352/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,182/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,671
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,218
−HK$1,569/mo
Today · 4.125%
HK$60,787
baseline
▲ 0.50% · 4.625%
HK$63,991
+HK$3,204/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,574/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,651
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,724
−HK$2,107/mo
Today · 4.125%
HK$70,831
baseline
▲ 0.50% · 4.625%
HK$75,141
+HK$4,310/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$141,662/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,149
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,137
−HK$2,018/mo
Today · 4.125%
HK$78,155
baseline
▲ 0.50% · 4.625%
HK$82,275
+HK$4,120/mo
Deposit HK$1.62M · loan HK$14.61M · min. income ≈ HK$156,310/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,953 · Scale 2, in force from 26 Feb 2026)