LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,030
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,181
−HK$1,171/mo
Today · 4.125%
HK$39,352
baseline
▲ 0.50% · 4.625%
HK$41,746
+HK$2,394/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,704/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,195
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,300
−HK$1,121/mo
Today · 4.125%
HK$43,421
baseline
▲ 0.50% · 4.625%
HK$45,709
+HK$2,288/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,842/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$608,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,435
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,818
−HK$1,404/mo
Today · 4.125%
HK$47,222
baseline
▲ 0.50% · 4.625%
HK$50,095
+HK$2,873/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$94,444/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,434
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,760
−HK$1,345/mo
Today · 4.125%
HK$52,105
baseline
▲ 0.50% · 4.625%
HK$54,851
+HK$2,746/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$104,210/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$608,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,841
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,454
−HK$1,638/mo
Today · 4.125%
HK$55,092
baseline
▲ 0.50% · 4.625%
HK$58,444
+HK$3,352/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,184/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,673
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,220
−HK$1,569/mo
Today · 4.125%
HK$60,789
baseline
▲ 0.50% · 4.625%
HK$63,993
+HK$3,204/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,578/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$608,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,653
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,726
−HK$2,107/mo
Today · 4.125%
HK$70,833
baseline
▲ 0.50% · 4.625%
HK$75,143
+HK$4,310/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,666/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,151
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,140
−HK$2,017/mo
Today · 4.125%
HK$78,157
baseline
▲ 0.50% · 4.625%
HK$82,277
+HK$4,120/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,314/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$608,970 · Scale 2, in force from 26 Feb 2026)