LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,031
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,183
−HK$1,171/mo
Today · 4.125%
HK$39,354
baseline
▲ 0.50% · 4.625%
HK$41,748
+HK$2,394/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,708/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,197
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,302
−HK$1,121/mo
Today · 4.125%
HK$43,423
baseline
▲ 0.50% · 4.625%
HK$45,712
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,846/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,438
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,820
−HK$1,404/mo
Today · 4.125%
HK$47,224
baseline
▲ 0.50% · 4.625%
HK$50,098
+HK$2,874/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$94,448/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$609,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,436
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,762
−HK$1,345/mo
Today · 4.125%
HK$52,107
baseline
▲ 0.50% · 4.625%
HK$54,854
+HK$2,747/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$104,214/mo (50% DSR)
Upfront cash ≈ HK$7.10M (deposit + AVD stamp duty HK$609,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,844
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,456
−HK$1,639/mo
Today · 4.125%
HK$55,095
baseline
▲ 0.50% · 4.625%
HK$58,447
+HK$3,352/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,190/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,676
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,223
−HK$1,569/mo
Today · 4.125%
HK$60,792
baseline
▲ 0.50% · 4.625%
HK$63,996
+HK$3,204/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,584/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,656
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,730
−HK$2,106/mo
Today · 4.125%
HK$70,836
baseline
▲ 0.50% · 4.625%
HK$75,147
+HK$4,311/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,672/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,155
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,143
−HK$2,018/mo
Today · 4.125%
HK$78,161
baseline
▲ 0.50% · 4.625%
HK$82,281
+HK$4,120/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,322/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,000 · Scale 2, in force from 26 Feb 2026)