LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,032
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,184
−HK$1,170/mo
Today · 4.125%
HK$39,354
baseline
▲ 0.50% · 4.625%
HK$41,749
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,708/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,198
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,302
−HK$1,121/mo
Today · 4.125%
HK$43,423
baseline
▲ 0.50% · 4.625%
HK$45,712
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,846/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,438
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,820
−HK$1,405/mo
Today · 4.125%
HK$47,225
baseline
▲ 0.50% · 4.625%
HK$50,098
+HK$2,873/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$94,450/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,437
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,763
−HK$1,345/mo
Today · 4.125%
HK$52,108
baseline
▲ 0.50% · 4.625%
HK$54,855
+HK$2,747/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$104,216/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,845
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,457
−HK$1,639/mo
Today · 4.125%
HK$55,096
baseline
▲ 0.50% · 4.625%
HK$58,448
+HK$3,352/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,192/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,677
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,223
−HK$1,570/mo
Today · 4.125%
HK$60,793
baseline
▲ 0.50% · 4.625%
HK$63,997
+HK$3,204/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,586/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,657
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,731
−HK$2,106/mo
Today · 4.125%
HK$70,837
baseline
▲ 0.50% · 4.625%
HK$75,148
+HK$4,311/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,674/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,156
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,144
−HK$2,018/mo
Today · 4.125%
HK$78,162
baseline
▲ 0.50% · 4.625%
HK$82,282
+HK$4,120/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,324/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,008 · Scale 2, in force from 26 Feb 2026)