LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,032
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,184
−HK$1,171/mo
Today · 4.125%
HK$39,355
baseline
▲ 0.50% · 4.625%
HK$41,749
+HK$2,394/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,710/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,198
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,303
−HK$1,121/mo
Today · 4.125%
HK$43,424
baseline
▲ 0.50% · 4.625%
HK$45,713
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,848/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,439
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,821
−HK$1,405/mo
Today · 4.125%
HK$47,226
baseline
▲ 0.50% · 4.625%
HK$50,099
+HK$2,873/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$94,452/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,438
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,764
−HK$1,345/mo
Today · 4.125%
HK$52,109
baseline
▲ 0.50% · 4.625%
HK$54,856
+HK$2,747/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$104,218/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,845
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,458
−HK$1,639/mo
Today · 4.125%
HK$55,097
baseline
▲ 0.50% · 4.625%
HK$58,449
+HK$3,352/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,194/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,678
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,224
−HK$1,570/mo
Today · 4.125%
HK$60,794
baseline
▲ 0.50% · 4.625%
HK$63,998
+HK$3,204/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,588/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,658
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,732
−HK$2,107/mo
Today · 4.125%
HK$70,839
baseline
▲ 0.50% · 4.625%
HK$75,149
+HK$4,310/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,678/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,157
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,146
−HK$2,017/mo
Today · 4.125%
HK$78,163
baseline
▲ 0.50% · 4.625%
HK$82,283
+HK$4,120/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,326/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,019 · Scale 2, in force from 26 Feb 2026)