LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,034
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,186
−HK$1,170/mo
Today · 4.125%
HK$39,356
baseline
▲ 0.50% · 4.625%
HK$41,751
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,712/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,200
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,305
−HK$1,121/mo
Today · 4.125%
HK$43,426
baseline
▲ 0.50% · 4.625%
HK$45,715
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,852/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,440
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,823
−HK$1,404/mo
Today · 4.125%
HK$47,227
baseline
▲ 0.50% · 4.625%
HK$50,101
+HK$2,874/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$94,454/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,440
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,766
−HK$1,345/mo
Today · 4.125%
HK$52,111
baseline
▲ 0.50% · 4.625%
HK$54,857
+HK$2,746/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$104,222/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,847
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,460
−HK$1,638/mo
Today · 4.125%
HK$55,098
baseline
▲ 0.50% · 4.625%
HK$58,451
+HK$3,353/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,196/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,680
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,226
−HK$1,570/mo
Today · 4.125%
HK$60,796
baseline
▲ 0.50% · 4.625%
HK$64,000
+HK$3,204/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,592/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,661
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,734
−HK$2,107/mo
Today · 4.125%
HK$70,841
baseline
▲ 0.50% · 4.625%
HK$75,151
+HK$4,310/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,682/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,159
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,148
−HK$2,018/mo
Today · 4.125%
HK$78,166
baseline
▲ 0.50% · 4.625%
HK$82,286
+HK$4,120/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,332/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,039 · Scale 2, in force from 26 Feb 2026)