LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,034
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,186
−HK$1,171/mo
Today · 4.125%
HK$39,357
baseline
▲ 0.50% · 4.625%
HK$41,752
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,714/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,200
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,305
−HK$1,121/mo
Today · 4.125%
HK$43,426
baseline
▲ 0.50% · 4.625%
HK$45,715
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,852/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,441
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,824
−HK$1,404/mo
Today · 4.125%
HK$47,228
baseline
▲ 0.50% · 4.625%
HK$50,102
+HK$2,874/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$94,456/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,440
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,766
−HK$1,346/mo
Today · 4.125%
HK$52,112
baseline
▲ 0.50% · 4.625%
HK$54,858
+HK$2,746/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$104,224/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,848
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,461
−HK$1,638/mo
Today · 4.125%
HK$55,099
baseline
▲ 0.50% · 4.625%
HK$58,452
+HK$3,353/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,198/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,681
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,227
−HK$1,570/mo
Today · 4.125%
HK$60,797
baseline
▲ 0.50% · 4.625%
HK$64,001
+HK$3,204/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,594/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,662
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,735
−HK$2,107/mo
Today · 4.125%
HK$70,842
baseline
▲ 0.50% · 4.625%
HK$75,153
+HK$4,311/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,684/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,161
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,150
−HK$2,017/mo
Today · 4.125%
HK$78,167
baseline
▲ 0.50% · 4.625%
HK$82,288
+HK$4,121/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,334/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,050 · Scale 2, in force from 26 Feb 2026)