LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,035
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,187
−HK$1,170/mo
Today · 4.125%
HK$39,357
baseline
▲ 0.50% · 4.625%
HK$41,752
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,714/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,201
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,306
−HK$1,121/mo
Today · 4.125%
HK$43,427
baseline
▲ 0.50% · 4.625%
HK$45,716
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,854/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,442
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$45,824
−HK$1,404/mo
Today · 4.125%
HK$47,228
baseline
▲ 0.50% · 4.625%
HK$50,102
+HK$2,874/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$94,456/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,441
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,767
−HK$1,345/mo
Today · 4.125%
HK$52,112
baseline
▲ 0.50% · 4.625%
HK$54,859
+HK$2,747/mo
Deposit HK$6.50M · loan HK$9.74M · min. income ≈ HK$104,224/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,848
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,461
−HK$1,639/mo
Today · 4.125%
HK$55,100
baseline
▲ 0.50% · 4.625%
HK$58,452
+HK$3,352/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,200/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,681
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,228
−HK$1,569/mo
Today · 4.125%
HK$60,797
baseline
▲ 0.50% · 4.625%
HK$64,002
+HK$3,205/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,594/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,662
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,736
−HK$2,107/mo
Today · 4.125%
HK$70,843
baseline
▲ 0.50% · 4.625%
HK$75,153
+HK$4,310/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,686/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,161
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,150
−HK$2,018/mo
Today · 4.125%
HK$78,168
baseline
▲ 0.50% · 4.625%
HK$82,288
+HK$4,120/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,336/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,054 · Scale 2, in force from 26 Feb 2026)