LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,036
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,188
−HK$1,170/mo
Today · 4.125%
HK$39,358
baseline
▲ 0.50% · 4.625%
HK$41,753
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,716/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,202
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,307
−HK$1,121/mo
Today · 4.125%
HK$43,428
baseline
▲ 0.50% · 4.625%
HK$45,717
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,856/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,443
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,825
−HK$1,405/mo
Today · 4.125%
HK$47,230
baseline
▲ 0.50% · 4.625%
HK$50,104
+HK$2,874/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,460/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,442
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,768
−HK$1,345/mo
Today · 4.125%
HK$52,113
baseline
▲ 0.50% · 4.625%
HK$54,860
+HK$2,747/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,226/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,850
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,463
−HK$1,638/mo
Today · 4.125%
HK$55,101
baseline
▲ 0.50% · 4.625%
HK$58,454
+HK$3,353/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,202/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,683
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$59,230
−HK$1,569/mo
Today · 4.125%
HK$60,799
baseline
▲ 0.50% · 4.625%
HK$64,004
+HK$3,205/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,598/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,664
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,738
−HK$2,107/mo
Today · 4.125%
HK$70,845
baseline
▲ 0.50% · 4.625%
HK$75,155
+HK$4,310/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,690/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,163
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,152
−HK$2,018/mo
Today · 4.125%
HK$78,170
baseline
▲ 0.50% · 4.625%
HK$82,291
+HK$4,121/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,340/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,072 · Scale 2, in force from 26 Feb 2026)