LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,039
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,191
−HK$1,170/mo
Today · 4.125%
HK$39,361
baseline
▲ 0.50% · 4.625%
HK$41,756
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,722/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,205
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,310
−HK$1,121/mo
Today · 4.125%
HK$43,431
baseline
▲ 0.50% · 4.625%
HK$45,721
+HK$2,290/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,862/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,447
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,829
−HK$1,405/mo
Today · 4.125%
HK$47,234
baseline
▲ 0.50% · 4.625%
HK$50,108
+HK$2,874/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,468/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,446
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,772
−HK$1,346/mo
Today · 4.125%
HK$52,118
baseline
▲ 0.50% · 4.625%
HK$54,865
+HK$2,747/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,236/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,854
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,467
−HK$1,639/mo
Today · 4.125%
HK$55,106
baseline
▲ 0.50% · 4.625%
HK$58,459
+HK$3,353/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,212/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,687
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,234
−HK$1,570/mo
Today · 4.125%
HK$60,804
baseline
▲ 0.50% · 4.625%
HK$64,009
+HK$3,205/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,608/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,670
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,744
−HK$2,107/mo
Today · 4.125%
HK$70,851
baseline
▲ 0.50% · 4.625%
HK$75,162
+HK$4,311/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,702/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,169
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,159
−HK$2,018/mo
Today · 4.125%
HK$78,177
baseline
▲ 0.50% · 4.625%
HK$82,297
+HK$4,120/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,354/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,122 · Scale 2, in force from 26 Feb 2026)