LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,040
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,193
−HK$1,170/mo
Today · 4.125%
HK$39,363
baseline
▲ 0.50% · 4.625%
HK$41,758
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,726/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,207
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,312
−HK$1,121/mo
Today · 4.125%
HK$43,433
baseline
▲ 0.50% · 4.625%
HK$45,723
+HK$2,290/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,866/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,448
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,831
−HK$1,405/mo
Today · 4.125%
HK$47,236
baseline
▲ 0.50% · 4.625%
HK$50,110
+HK$2,874/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,472/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,448
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,775
−HK$1,345/mo
Today · 4.125%
HK$52,120
baseline
▲ 0.50% · 4.625%
HK$54,867
+HK$2,747/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,240/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,857
−HK$3,251/mo
▼ 0.25% · 3.875%
HK$53,470
−HK$1,638/mo
Today · 4.125%
HK$55,108
baseline
▲ 0.50% · 4.625%
HK$58,462
+HK$3,354/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,216/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,690
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,237
−HK$1,570/mo
Today · 4.125%
HK$60,807
baseline
▲ 0.50% · 4.625%
HK$64,012
+HK$3,205/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,614/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,673
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,747
−HK$2,107/mo
Today · 4.125%
HK$70,854
baseline
▲ 0.50% · 4.625%
HK$75,165
+HK$4,311/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,708/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,173
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,162
−HK$2,018/mo
Today · 4.125%
HK$78,180
baseline
▲ 0.50% · 4.625%
HK$82,301
+HK$4,121/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,360/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,149 · Scale 2, in force from 26 Feb 2026)