LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,041
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,193
−HK$1,171/mo
Today · 4.125%
HK$39,364
baseline
▲ 0.50% · 4.625%
HK$41,759
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,728/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,208
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,313
−HK$1,121/mo
Today · 4.125%
HK$43,434
baseline
▲ 0.50% · 4.625%
HK$45,723
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,868/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,449
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,832
−HK$1,404/mo
Today · 4.125%
HK$47,236
baseline
▲ 0.50% · 4.625%
HK$50,111
+HK$2,875/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,472/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,449
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,775
−HK$1,346/mo
Today · 4.125%
HK$52,121
baseline
▲ 0.50% · 4.625%
HK$54,868
+HK$2,747/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,242/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,857
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,470
−HK$1,639/mo
Today · 4.125%
HK$55,109
baseline
▲ 0.50% · 4.625%
HK$58,462
+HK$3,353/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,218/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,691
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,238
−HK$1,570/mo
Today · 4.125%
HK$60,808
baseline
▲ 0.50% · 4.625%
HK$64,013
+HK$3,205/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,616/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,674
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,748
−HK$2,107/mo
Today · 4.125%
HK$70,855
baseline
▲ 0.50% · 4.625%
HK$75,166
+HK$4,311/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,710/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,174
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,163
−HK$2,018/mo
Today · 4.125%
HK$78,181
baseline
▲ 0.50% · 4.625%
HK$82,302
+HK$4,121/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,362/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,158 · Scale 2, in force from 26 Feb 2026)