LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,043
−HK$2,322/mo
▼ 0.25% · 3.875%
HK$38,195
−HK$1,170/mo
Today · 4.125%
HK$39,365
baseline
▲ 0.50% · 4.625%
HK$41,761
+HK$2,396/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,730/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,210
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$42,315
−HK$1,121/mo
Today · 4.125%
HK$43,436
baseline
▲ 0.50% · 4.625%
HK$45,725
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,872/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,451
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,834
−HK$1,405/mo
Today · 4.125%
HK$47,239
baseline
▲ 0.50% · 4.625%
HK$50,113
+HK$2,874/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,478/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,451
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,778
−HK$1,345/mo
Today · 4.125%
HK$52,123
baseline
▲ 0.50% · 4.625%
HK$54,871
+HK$2,748/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,246/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,860
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,473
−HK$1,639/mo
Today · 4.125%
HK$55,112
baseline
▲ 0.50% · 4.625%
HK$58,465
+HK$3,353/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,224/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,693
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,241
−HK$1,569/mo
Today · 4.125%
HK$60,810
baseline
▲ 0.50% · 4.625%
HK$64,016
+HK$3,206/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,620/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,677
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,751
−HK$2,107/mo
Today · 4.125%
HK$70,858
baseline
▲ 0.50% · 4.625%
HK$75,169
+HK$4,311/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,716/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,177
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,167
−HK$2,018/mo
Today · 4.125%
HK$78,185
baseline
▲ 0.50% · 4.625%
HK$82,306
+HK$4,121/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,370/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,185 · Scale 2, in force from 26 Feb 2026)