LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,043
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,195
−HK$1,171/mo
Today · 4.125%
HK$39,366
baseline
▲ 0.50% · 4.625%
HK$41,761
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,732/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,210
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,315
−HK$1,122/mo
Today · 4.125%
HK$43,437
baseline
▲ 0.50% · 4.625%
HK$45,726
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,874/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,452
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$45,834
−HK$1,405/mo
Today · 4.125%
HK$47,239
baseline
▲ 0.50% · 4.625%
HK$50,114
+HK$2,875/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,478/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,452
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,778
−HK$1,346/mo
Today · 4.125%
HK$52,124
baseline
▲ 0.50% · 4.625%
HK$54,871
+HK$2,747/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,248/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,860
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,474
−HK$1,638/mo
Today · 4.125%
HK$55,112
baseline
▲ 0.50% · 4.625%
HK$58,466
+HK$3,354/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,224/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,694
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,241
−HK$1,570/mo
Today · 4.125%
HK$60,811
baseline
▲ 0.50% · 4.625%
HK$64,017
+HK$3,206/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,622/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,678
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,752
−HK$2,107/mo
Today · 4.125%
HK$70,859
baseline
▲ 0.50% · 4.625%
HK$75,170
+HK$4,311/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,718/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,178
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,168
−HK$2,018/mo
Today · 4.125%
HK$78,186
baseline
▲ 0.50% · 4.625%
HK$82,307
+HK$4,121/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,372/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,194 · Scale 2, in force from 26 Feb 2026)