LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,043
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,196
−HK$1,170/mo
Today · 4.125%
HK$39,366
baseline
▲ 0.50% · 4.625%
HK$41,762
+HK$2,396/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,732/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,210
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,316
−HK$1,121/mo
Today · 4.125%
HK$43,437
baseline
▲ 0.50% · 4.625%
HK$45,726
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,874/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,452
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,835
−HK$1,405/mo
Today · 4.125%
HK$47,240
baseline
▲ 0.50% · 4.625%
HK$50,114
+HK$2,874/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,480/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,452
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,779
−HK$1,345/mo
Today · 4.125%
HK$52,124
baseline
▲ 0.50% · 4.625%
HK$54,872
+HK$2,748/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,248/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,861
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,474
−HK$1,639/mo
Today · 4.125%
HK$55,113
baseline
▲ 0.50% · 4.625%
HK$58,466
+HK$3,353/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,226/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,694
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,242
−HK$1,569/mo
Today · 4.125%
HK$60,811
baseline
▲ 0.50% · 4.625%
HK$64,017
+HK$3,206/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,622/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,678
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$68,752
−HK$2,107/mo
Today · 4.125%
HK$70,859
baseline
▲ 0.50% · 4.625%
HK$75,171
+HK$4,312/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,718/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,179
−HK$4,007/mo
▼ 0.25% · 3.875%
HK$76,168
−HK$2,018/mo
Today · 4.125%
HK$78,186
baseline
▲ 0.50% · 4.625%
HK$82,308
+HK$4,122/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,372/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,197 · Scale 2, in force from 26 Feb 2026)