LTV · monthly repayment
▼ 0.50% · 3.625%
HK$370,440
−HK$23,230/mo
▼ 0.25% · 3.875%
HK$381,963
−HK$11,707/mo
Today · 4.125%
HK$393,670
baseline
▲ 0.50% · 4.625%
HK$417,624
+HK$23,954/mo
Deposit HK$81.23M · loan HK$81.23M · min. income ≈ HK$787,340/mo (50% DSR)
Upfront cash ≈ HK$91.79M (deposit + AVD stamp duty HK$10,559,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$412,111
−HK$22,265/mo
▼ 0.25% · 3.875%
HK$423,163
−HK$11,213/mo
Today · 4.125%
HK$434,376
baseline
▲ 0.50% · 4.625%
HK$457,272
+HK$22,896/mo
Deposit HK$81.23M · loan HK$81.23M · min. income ≈ HK$868,752/mo (50% DSR)
Upfront cash ≈ HK$91.79M (deposit + AVD stamp duty HK$10,559,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$444,528
−HK$27,876/mo
▼ 0.25% · 3.875%
HK$458,355
−HK$14,049/mo
Today · 4.125%
HK$472,404
baseline
▲ 0.50% · 4.625%
HK$501,148
+HK$28,744/mo
Deposit HK$64.98M · loan HK$97.47M · min. income ≈ HK$944,808/mo (50% DSR)
Upfront cash ≈ HK$75.54M (deposit + AVD stamp duty HK$10,559,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$494,533
−HK$26,718/mo
▼ 0.25% · 3.875%
HK$507,796
−HK$13,455/mo
Today · 4.125%
HK$521,251
baseline
▲ 0.50% · 4.625%
HK$548,727
+HK$27,476/mo
Deposit HK$64.98M · loan HK$97.47M · min. income ≈ HK$1,042,502/mo (50% DSR)
Upfront cash ≈ HK$75.54M (deposit + AVD stamp duty HK$10,559,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$518,616
−HK$32,522/mo
▼ 0.25% · 3.875%
HK$534,748
−HK$16,390/mo
Today · 4.125%
HK$551,138
baseline
▲ 0.50% · 4.625%
HK$584,673
+HK$33,535/mo
Deposit HK$48.74M · loan HK$113.72M · min. income ≈ HK$1,102,276/mo (50% DSR)
Upfront cash ≈ HK$59.30M (deposit + AVD stamp duty HK$10,559,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$576,955
−HK$31,171/mo
▼ 0.25% · 3.875%
HK$592,428
−HK$15,698/mo
Today · 4.125%
HK$608,126
baseline
▲ 0.50% · 4.625%
HK$640,181
+HK$32,055/mo
Deposit HK$48.74M · loan HK$113.72M · min. income ≈ HK$1,216,252/mo (50% DSR)
Upfront cash ≈ HK$59.30M (deposit + AVD stamp duty HK$10,559,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$666,792
−HK$41,813/mo
▼ 0.25% · 3.875%
HK$687,533
−HK$21,072/mo
Today · 4.125%
HK$708,605
baseline
▲ 0.50% · 4.625%
HK$751,722
+HK$43,117/mo
Deposit HK$16.25M · loan HK$146.21M · min. income ≈ HK$1,417,210/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$10,559,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$741,799
−HK$40,077/mo
▼ 0.25% · 3.875%
HK$761,694
−HK$20,182/mo
Today · 4.125%
HK$781,876
baseline
▲ 0.50% · 4.625%
HK$823,090
+HK$41,214/mo
Deposit HK$16.25M · loan HK$146.21M · min. income ≈ HK$1,563,752/mo (50% DSR)
Upfront cash ≈ HK$26.81M (deposit + AVD stamp duty HK$10,559,597 · Scale 2, in force from 26 Feb 2026)