LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,045
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,198
−HK$1,170/mo
Today · 4.125%
HK$39,368
baseline
▲ 0.50% · 4.625%
HK$41,764
+HK$2,396/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,736/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,212
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,318
−HK$1,121/mo
Today · 4.125%
HK$43,439
baseline
▲ 0.50% · 4.625%
HK$45,729
+HK$2,290/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,878/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,454
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,837
−HK$1,405/mo
Today · 4.125%
HK$47,242
baseline
▲ 0.50% · 4.625%
HK$50,116
+HK$2,874/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,484/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,455
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,781
−HK$1,346/mo
Today · 4.125%
HK$52,127
baseline
▲ 0.50% · 4.625%
HK$54,874
+HK$2,747/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,254/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,863
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,477
−HK$1,639/mo
Today · 4.125%
HK$55,116
baseline
▲ 0.50% · 4.625%
HK$58,469
+HK$3,353/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,232/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,697
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,245
−HK$1,570/mo
Today · 4.125%
HK$60,815
baseline
▲ 0.50% · 4.625%
HK$64,020
+HK$3,205/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,630/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,681
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,756
−HK$2,107/mo
Today · 4.125%
HK$70,863
baseline
▲ 0.50% · 4.625%
HK$75,175
+HK$4,312/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,726/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,182
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,172
−HK$2,018/mo
Today · 4.125%
HK$78,190
baseline
▲ 0.50% · 4.625%
HK$82,312
+HK$4,122/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,380/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,228 · Scale 2, in force from 26 Feb 2026)