LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,046
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,198
−HK$1,171/mo
Today · 4.125%
HK$39,369
baseline
▲ 0.50% · 4.625%
HK$41,764
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,738/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,213
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,318
−HK$1,122/mo
Today · 4.125%
HK$43,440
baseline
▲ 0.50% · 4.625%
HK$45,729
+HK$2,289/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,880/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,455
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,838
−HK$1,405/mo
Today · 4.125%
HK$47,243
baseline
▲ 0.50% · 4.625%
HK$50,117
+HK$2,874/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,486/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,456
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$50,782
−HK$1,345/mo
Today · 4.125%
HK$52,127
baseline
▲ 0.50% · 4.625%
HK$54,875
+HK$2,748/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,254/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,864
−HK$3,252/mo
▼ 0.25% · 3.875%
HK$53,477
−HK$1,639/mo
Today · 4.125%
HK$55,116
baseline
▲ 0.50% · 4.625%
HK$58,470
+HK$3,354/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,232/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,698
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,246
−HK$1,569/mo
Today · 4.125%
HK$60,815
baseline
▲ 0.50% · 4.625%
HK$64,021
+HK$3,206/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,630/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,682
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,756
−HK$2,108/mo
Today · 4.125%
HK$70,864
baseline
▲ 0.50% · 4.625%
HK$75,176
+HK$4,312/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,728/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,183
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,173
−HK$2,018/mo
Today · 4.125%
HK$78,191
baseline
▲ 0.50% · 4.625%
HK$82,313
+HK$4,122/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,382/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,236 · Scale 2, in force from 26 Feb 2026)