LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,047
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,199
−HK$1,171/mo
Today · 4.125%
HK$39,370
baseline
▲ 0.50% · 4.625%
HK$41,765
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,740/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,214
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,319
−HK$1,122/mo
Today · 4.125%
HK$43,441
baseline
▲ 0.50% · 4.625%
HK$45,731
+HK$2,290/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,882/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,456
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,839
−HK$1,405/mo
Today · 4.125%
HK$47,244
baseline
▲ 0.50% · 4.625%
HK$50,119
+HK$2,875/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,488/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,457
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,783
−HK$1,346/mo
Today · 4.125%
HK$52,129
baseline
▲ 0.50% · 4.625%
HK$54,877
+HK$2,748/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,258/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,865
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,479
−HK$1,639/mo
Today · 4.125%
HK$55,118
baseline
▲ 0.50% · 4.625%
HK$58,472
+HK$3,354/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,236/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,700
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,247
−HK$1,570/mo
Today · 4.125%
HK$60,817
baseline
▲ 0.50% · 4.625%
HK$64,023
+HK$3,206/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,634/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,684
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,758
−HK$2,108/mo
Today · 4.125%
HK$70,866
baseline
▲ 0.50% · 4.625%
HK$75,178
+HK$4,312/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,732/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,185
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,175
−HK$2,018/mo
Today · 4.125%
HK$78,193
baseline
▲ 0.50% · 4.625%
HK$82,315
+HK$4,122/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,386/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,254 · Scale 2, in force from 26 Feb 2026)