LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,050
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,202
−HK$1,171/mo
Today · 4.125%
HK$39,373
baseline
▲ 0.50% · 4.625%
HK$41,769
+HK$2,396/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,746/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,218
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,323
−HK$1,122/mo
Today · 4.125%
HK$43,445
baseline
▲ 0.50% · 4.625%
HK$45,735
+HK$2,290/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,890/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,460
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,843
−HK$1,405/mo
Today · 4.125%
HK$47,248
baseline
▲ 0.50% · 4.625%
HK$50,123
+HK$2,875/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,496/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,461
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,788
−HK$1,345/mo
Today · 4.125%
HK$52,133
baseline
▲ 0.50% · 4.625%
HK$54,881
+HK$2,748/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,266/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,870
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,483
−HK$1,640/mo
Today · 4.125%
HK$55,123
baseline
▲ 0.50% · 4.625%
HK$58,477
+HK$3,354/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,246/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,705
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$59,252
−HK$1,570/mo
Today · 4.125%
HK$60,822
baseline
▲ 0.50% · 4.625%
HK$64,028
+HK$3,206/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,644/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,690
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,764
−HK$2,108/mo
Today · 4.125%
HK$70,872
baseline
▲ 0.50% · 4.625%
HK$75,184
+HK$4,312/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,744/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,192
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,182
−HK$2,018/mo
Today · 4.125%
HK$78,200
baseline
▲ 0.50% · 4.625%
HK$82,322
+HK$4,122/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,400/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,306 · Scale 2, in force from 26 Feb 2026)