LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,050
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,203
−HK$1,171/mo
Today · 4.125%
HK$39,374
baseline
▲ 0.50% · 4.625%
HK$41,769
+HK$2,395/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,748/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,218
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,323
−HK$1,122/mo
Today · 4.125%
HK$43,445
baseline
▲ 0.50% · 4.625%
HK$45,735
+HK$2,290/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,890/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,460
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,843
−HK$1,405/mo
Today · 4.125%
HK$47,248
baseline
▲ 0.50% · 4.625%
HK$50,123
+HK$2,875/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,496/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,462
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,788
−HK$1,346/mo
Today · 4.125%
HK$52,134
baseline
▲ 0.50% · 4.625%
HK$54,882
+HK$2,748/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,268/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,870
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,484
−HK$1,639/mo
Today · 4.125%
HK$55,123
baseline
▲ 0.50% · 4.625%
HK$58,477
+HK$3,354/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,246/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,705
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,253
−HK$1,570/mo
Today · 4.125%
HK$60,823
baseline
▲ 0.50% · 4.625%
HK$64,029
+HK$3,206/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,646/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,690
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,765
−HK$2,107/mo
Today · 4.125%
HK$70,872
baseline
▲ 0.50% · 4.625%
HK$75,185
+HK$4,313/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,744/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,192
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,182
−HK$2,019/mo
Today · 4.125%
HK$78,201
baseline
▲ 0.50% · 4.625%
HK$82,323
+HK$4,122/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,402/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,310 · Scale 2, in force from 26 Feb 2026)