LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,052
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,205
−HK$1,171/mo
Today · 4.125%
HK$39,376
baseline
▲ 0.50% · 4.625%
HK$41,772
+HK$2,396/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,752/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,220
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,326
−HK$1,121/mo
Today · 4.125%
HK$43,447
baseline
▲ 0.50% · 4.625%
HK$45,738
+HK$2,291/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,894/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,463
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,846
−HK$1,405/mo
Today · 4.125%
HK$47,251
baseline
▲ 0.50% · 4.625%
HK$50,126
+HK$2,875/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,502/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,464
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,791
−HK$1,346/mo
Today · 4.125%
HK$52,137
baseline
▲ 0.50% · 4.625%
HK$54,885
+HK$2,748/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,274/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,873
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,487
−HK$1,639/mo
Today · 4.125%
HK$55,126
baseline
▲ 0.50% · 4.625%
HK$58,480
+HK$3,354/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,252/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,708
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,256
−HK$1,570/mo
Today · 4.125%
HK$60,826
baseline
▲ 0.50% · 4.625%
HK$64,033
+HK$3,207/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,652/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,694
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,769
−HK$2,107/mo
Today · 4.125%
HK$70,876
baseline
▲ 0.50% · 4.625%
HK$75,189
+HK$4,313/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,752/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,197
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,187
−HK$2,018/mo
Today · 4.125%
HK$78,205
baseline
▲ 0.50% · 4.625%
HK$82,328
+HK$4,123/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,410/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,345 · Scale 2, in force from 26 Feb 2026)