LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,054
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,206
−HK$1,171/mo
Today · 4.125%
HK$39,377
baseline
▲ 0.50% · 4.625%
HK$41,773
+HK$2,396/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,754/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,222
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,327
−HK$1,122/mo
Today · 4.125%
HK$43,449
baseline
▲ 0.50% · 4.625%
HK$45,739
+HK$2,290/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,898/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,464
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,848
−HK$1,405/mo
Today · 4.125%
HK$47,253
baseline
▲ 0.50% · 4.625%
HK$50,128
+HK$2,875/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,506/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,466
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,793
−HK$1,346/mo
Today · 4.125%
HK$52,139
baseline
▲ 0.50% · 4.625%
HK$54,887
+HK$2,748/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,278/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,875
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,489
−HK$1,639/mo
Today · 4.125%
HK$55,128
baseline
▲ 0.50% · 4.625%
HK$58,483
+HK$3,355/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,256/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,711
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,258
−HK$1,571/mo
Today · 4.125%
HK$60,829
baseline
▲ 0.50% · 4.625%
HK$64,035
+HK$3,206/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,658/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,697
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$68,771
−HK$2,108/mo
Today · 4.125%
HK$70,879
baseline
▲ 0.50% · 4.625%
HK$75,192
+HK$4,313/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,758/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,199
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,189
−HK$2,019/mo
Today · 4.125%
HK$78,208
baseline
▲ 0.50% · 4.625%
HK$82,331
+HK$4,123/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,416/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,368 · Scale 2, in force from 26 Feb 2026)