LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,054
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,207
−HK$1,171/mo
Today · 4.125%
HK$39,378
baseline
▲ 0.50% · 4.625%
HK$41,774
+HK$2,396/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$78,756/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,222
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,328
−HK$1,121/mo
Today · 4.125%
HK$43,449
baseline
▲ 0.50% · 4.625%
HK$45,740
+HK$2,291/mo
Deposit HK$8.12M · loan HK$8.12M · min. income ≈ HK$86,898/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,465
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,848
−HK$1,405/mo
Today · 4.125%
HK$47,253
baseline
▲ 0.50% · 4.625%
HK$50,128
+HK$2,875/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,506/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,467
−HK$2,672/mo
▼ 0.25% · 3.875%
HK$50,793
−HK$1,346/mo
Today · 4.125%
HK$52,139
baseline
▲ 0.50% · 4.625%
HK$54,888
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,278/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,876
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,489
−HK$1,640/mo
Today · 4.125%
HK$55,129
baseline
▲ 0.50% · 4.625%
HK$58,483
+HK$3,354/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$110,258/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,711
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,259
−HK$1,570/mo
Today · 4.125%
HK$60,829
baseline
▲ 0.50% · 4.625%
HK$64,036
+HK$3,207/mo
Deposit HK$4.87M · loan HK$11.37M · min. income ≈ HK$121,658/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,697
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,772
−HK$2,108/mo
Today · 4.125%
HK$70,880
baseline
▲ 0.50% · 4.625%
HK$75,193
+HK$4,313/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$141,760/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,200
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,190
−HK$2,019/mo
Today · 4.125%
HK$78,209
baseline
▲ 0.50% · 4.625%
HK$82,331
+HK$4,122/mo
Deposit HK$1.62M · loan HK$14.62M · min. income ≈ HK$156,418/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,374 · Scale 2, in force from 26 Feb 2026)