LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,056
−HK$2,323/mo
▼ 0.25% · 3.875%
HK$38,208
−HK$1,171/mo
Today · 4.125%
HK$39,379
baseline
▲ 0.50% · 4.625%
HK$41,776
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,758/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,224
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,330
−HK$1,121/mo
Today · 4.125%
HK$43,451
baseline
▲ 0.50% · 4.625%
HK$45,742
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,902/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$609,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,467
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,850
−HK$1,405/mo
Today · 4.125%
HK$47,255
baseline
▲ 0.50% · 4.625%
HK$50,131
+HK$2,876/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,510/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,469
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,796
−HK$1,346/mo
Today · 4.125%
HK$52,142
baseline
▲ 0.50% · 4.625%
HK$54,890
+HK$2,748/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,284/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,878
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,492
−HK$1,639/mo
Today · 4.125%
HK$55,131
baseline
▲ 0.50% · 4.625%
HK$58,486
+HK$3,355/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,262/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,714
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,262
−HK$1,570/mo
Today · 4.125%
HK$60,832
baseline
▲ 0.50% · 4.625%
HK$64,038
+HK$3,206/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,664/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,700
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,775
−HK$2,108/mo
Today · 4.125%
HK$70,883
baseline
▲ 0.50% · 4.625%
HK$75,196
+HK$4,313/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,766/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,204
−HK$4,008/mo
▼ 0.25% · 3.875%
HK$76,194
−HK$2,018/mo
Today · 4.125%
HK$78,212
baseline
▲ 0.50% · 4.625%
HK$82,335
+HK$4,123/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,424/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,402 · Scale 2, in force from 26 Feb 2026)