LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,058
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,211
−HK$1,171/mo
Today · 4.125%
HK$39,382
baseline
▲ 0.50% · 4.625%
HK$41,779
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,764/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,227
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,333
−HK$1,121/mo
Today · 4.125%
HK$43,454
baseline
▲ 0.50% · 4.625%
HK$45,745
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,908/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,470
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,853
−HK$1,406/mo
Today · 4.125%
HK$47,259
baseline
▲ 0.50% · 4.625%
HK$50,134
+HK$2,875/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,518/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,472
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,799
−HK$1,346/mo
Today · 4.125%
HK$52,145
baseline
▲ 0.50% · 4.625%
HK$54,894
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,290/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,882
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,496
−HK$1,639/mo
Today · 4.125%
HK$55,135
baseline
▲ 0.50% · 4.625%
HK$58,490
+HK$3,355/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,270/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,718
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,266
−HK$1,570/mo
Today · 4.125%
HK$60,836
baseline
▲ 0.50% · 4.625%
HK$64,043
+HK$3,207/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,672/mo (50% DSR)
Upfront cash ≈ HK$5.48M (deposit + AVD stamp duty HK$609,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,705
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,780
−HK$2,108/mo
Today · 4.125%
HK$70,888
baseline
▲ 0.50% · 4.625%
HK$75,201
+HK$4,313/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,776/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,209
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,199
−HK$2,019/mo
Today · 4.125%
HK$78,218
baseline
▲ 0.50% · 4.625%
HK$82,341
+HK$4,123/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,436/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,445 · Scale 2, in force from 26 Feb 2026)