LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,059
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,212
−HK$1,171/mo
Today · 4.125%
HK$39,383
baseline
▲ 0.50% · 4.625%
HK$41,779
+HK$2,396/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,766/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,228
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,333
−HK$1,122/mo
Today · 4.125%
HK$43,455
baseline
▲ 0.50% · 4.625%
HK$45,746
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,910/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,471
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,854
−HK$1,405/mo
Today · 4.125%
HK$47,259
baseline
▲ 0.50% · 4.625%
HK$50,135
+HK$2,876/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,518/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,473
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,800
−HK$1,346/mo
Today · 4.125%
HK$52,146
baseline
▲ 0.50% · 4.625%
HK$54,895
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,292/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,882
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,496
−HK$1,640/mo
Today · 4.125%
HK$55,136
baseline
▲ 0.50% · 4.625%
HK$58,491
+HK$3,355/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,272/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,719
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,267
−HK$1,570/mo
Today · 4.125%
HK$60,837
baseline
▲ 0.50% · 4.625%
HK$64,044
+HK$3,207/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,674/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,706
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,781
−HK$2,108/mo
Today · 4.125%
HK$70,889
baseline
▲ 0.50% · 4.625%
HK$75,202
+HK$4,313/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,778/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,210
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,200
−HK$2,019/mo
Today · 4.125%
HK$78,219
baseline
▲ 0.50% · 4.625%
HK$82,342
+HK$4,123/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,438/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,453 · Scale 2, in force from 26 Feb 2026)