LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,059
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,212
−HK$1,171/mo
Today · 4.125%
HK$39,383
baseline
▲ 0.50% · 4.625%
HK$41,780
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,766/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,228
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,334
−HK$1,122/mo
Today · 4.125%
HK$43,456
baseline
▲ 0.50% · 4.625%
HK$45,746
+HK$2,290/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,912/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,471
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,855
−HK$1,405/mo
Today · 4.125%
HK$47,260
baseline
▲ 0.50% · 4.625%
HK$50,136
+HK$2,876/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,520/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,474
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,801
−HK$1,346/mo
Today · 4.125%
HK$52,147
baseline
▲ 0.50% · 4.625%
HK$54,895
+HK$2,748/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,294/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,883
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,497
−HK$1,640/mo
Today · 4.125%
HK$55,137
baseline
▲ 0.50% · 4.625%
HK$58,492
+HK$3,355/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,274/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,719
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,267
−HK$1,571/mo
Today · 4.125%
HK$60,838
baseline
▲ 0.50% · 4.625%
HK$64,045
+HK$3,207/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,676/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,707
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,782
−HK$2,108/mo
Today · 4.125%
HK$70,890
baseline
▲ 0.50% · 4.625%
HK$75,203
+HK$4,313/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,780/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,211
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,201
−HK$2,019/mo
Today · 4.125%
HK$78,220
baseline
▲ 0.50% · 4.625%
HK$82,343
+HK$4,123/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,440/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,461 · Scale 2, in force from 26 Feb 2026)