LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,060
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,213
−HK$1,171/mo
Today · 4.125%
HK$39,384
baseline
▲ 0.50% · 4.625%
HK$41,780
+HK$2,396/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,768/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,229
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,335
−HK$1,121/mo
Today · 4.125%
HK$43,456
baseline
▲ 0.50% · 4.625%
HK$45,747
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,912/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,472
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,855
−HK$1,406/mo
Today · 4.125%
HK$47,261
baseline
▲ 0.50% · 4.625%
HK$50,136
+HK$2,875/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,522/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,475
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,801
−HK$1,347/mo
Today · 4.125%
HK$52,148
baseline
▲ 0.50% · 4.625%
HK$54,896
+HK$2,748/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,296/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,884
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,498
−HK$1,640/mo
Today · 4.125%
HK$55,138
baseline
▲ 0.50% · 4.625%
HK$58,493
+HK$3,355/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,276/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,720
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,268
−HK$1,571/mo
Today · 4.125%
HK$60,839
baseline
▲ 0.50% · 4.625%
HK$64,046
+HK$3,207/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,678/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,708
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,783
−HK$2,108/mo
Today · 4.125%
HK$70,891
baseline
▲ 0.50% · 4.625%
HK$75,205
+HK$4,314/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,782/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,212
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,202
−HK$2,019/mo
Today · 4.125%
HK$78,221
baseline
▲ 0.50% · 4.625%
HK$82,344
+HK$4,123/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,442/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,471 · Scale 2, in force from 26 Feb 2026)