LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,060
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,213
−HK$1,171/mo
Today · 4.125%
HK$39,384
baseline
▲ 0.50% · 4.625%
HK$41,781
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,768/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,229
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,335
−HK$1,122/mo
Today · 4.125%
HK$43,457
baseline
▲ 0.50% · 4.625%
HK$45,748
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,914/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,473
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$45,856
−HK$1,405/mo
Today · 4.125%
HK$47,261
baseline
▲ 0.50% · 4.625%
HK$50,137
+HK$2,876/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,522/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,475
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,802
−HK$1,346/mo
Today · 4.125%
HK$52,148
baseline
▲ 0.50% · 4.625%
HK$54,897
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,296/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,885
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,499
−HK$1,639/mo
Today · 4.125%
HK$55,138
baseline
▲ 0.50% · 4.625%
HK$58,493
+HK$3,355/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,276/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,721
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,269
−HK$1,571/mo
Today · 4.125%
HK$60,840
baseline
▲ 0.50% · 4.625%
HK$64,047
+HK$3,207/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,680/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,709
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,784
−HK$2,108/mo
Today · 4.125%
HK$70,892
baseline
▲ 0.50% · 4.625%
HK$75,206
+HK$4,314/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,784/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,213
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,203
−HK$2,019/mo
Today · 4.125%
HK$78,222
baseline
▲ 0.50% · 4.625%
HK$82,346
+HK$4,124/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,444/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,479 · Scale 2, in force from 26 Feb 2026)