LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,061
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,214
−HK$1,172/mo
Today · 4.125%
HK$39,386
baseline
▲ 0.50% · 4.625%
HK$41,782
+HK$2,396/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,772/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,230
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,336
−HK$1,122/mo
Today · 4.125%
HK$43,458
baseline
▲ 0.50% · 4.625%
HK$45,749
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,916/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,474
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,857
−HK$1,406/mo
Today · 4.125%
HK$47,263
baseline
▲ 0.50% · 4.625%
HK$50,138
+HK$2,875/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,526/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,477
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,803
−HK$1,347/mo
Today · 4.125%
HK$52,150
baseline
▲ 0.50% · 4.625%
HK$54,898
+HK$2,748/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,300/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,886
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,500
−HK$1,640/mo
Today · 4.125%
HK$55,140
baseline
▲ 0.50% · 4.625%
HK$58,495
+HK$3,355/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,280/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,723
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,271
−HK$1,570/mo
Today · 4.125%
HK$60,841
baseline
▲ 0.50% · 4.625%
HK$64,048
+HK$3,207/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,682/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,711
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,786
−HK$2,108/mo
Today · 4.125%
HK$70,894
baseline
▲ 0.50% · 4.625%
HK$75,208
+HK$4,314/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,788/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,215
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,205
−HK$2,019/mo
Today · 4.125%
HK$78,224
baseline
▲ 0.50% · 4.625%
HK$82,348
+HK$4,124/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,448/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,495 · Scale 2, in force from 26 Feb 2026)