LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,062
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,215
−HK$1,171/mo
Today · 4.125%
HK$39,386
baseline
▲ 0.50% · 4.625%
HK$41,783
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,772/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,231
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,337
−HK$1,122/mo
Today · 4.125%
HK$43,459
baseline
▲ 0.50% · 4.625%
HK$45,749
+HK$2,290/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,918/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,474
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,858
−HK$1,405/mo
Today · 4.125%
HK$47,263
baseline
▲ 0.50% · 4.625%
HK$50,139
+HK$2,876/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,526/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,477
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,804
−HK$1,346/mo
Today · 4.125%
HK$52,150
baseline
▲ 0.50% · 4.625%
HK$54,899
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,300/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,887
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,501
−HK$1,639/mo
Today · 4.125%
HK$55,140
baseline
▲ 0.50% · 4.625%
HK$58,496
+HK$3,356/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,280/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,723
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,271
−HK$1,571/mo
Today · 4.125%
HK$60,842
baseline
▲ 0.50% · 4.625%
HK$64,049
+HK$3,207/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,684/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,711
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,786
−HK$2,109/mo
Today · 4.125%
HK$70,895
baseline
▲ 0.50% · 4.625%
HK$75,209
+HK$4,314/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,790/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,216
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,206
−HK$2,019/mo
Today · 4.125%
HK$78,225
baseline
▲ 0.50% · 4.625%
HK$82,349
+HK$4,124/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,450/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,502 · Scale 2, in force from 26 Feb 2026)