LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,063
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,216
−HK$1,171/mo
Today · 4.125%
HK$39,387
baseline
▲ 0.50% · 4.625%
HK$41,784
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,774/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,233
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,338
−HK$1,122/mo
Today · 4.125%
HK$43,460
baseline
▲ 0.50% · 4.625%
HK$45,751
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,920/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,476
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,859
−HK$1,406/mo
Today · 4.125%
HK$47,265
baseline
▲ 0.50% · 4.625%
HK$50,141
+HK$2,876/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,530/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,479
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,806
−HK$1,346/mo
Today · 4.125%
HK$52,152
baseline
▲ 0.50% · 4.625%
HK$54,901
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,304/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,889
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$53,503
−HK$1,639/mo
Today · 4.125%
HK$55,142
baseline
▲ 0.50% · 4.625%
HK$58,498
+HK$3,356/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,284/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,726
−HK$3,118/mo
▼ 0.25% · 3.875%
HK$59,274
−HK$1,570/mo
Today · 4.125%
HK$60,844
baseline
▲ 0.50% · 4.625%
HK$64,051
+HK$3,207/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,688/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,714
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,789
−HK$2,108/mo
Today · 4.125%
HK$70,897
baseline
▲ 0.50% · 4.625%
HK$75,211
+HK$4,314/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,794/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,219
−HK$4,009/mo
▼ 0.25% · 3.875%
HK$76,209
−HK$2,019/mo
Today · 4.125%
HK$78,228
baseline
▲ 0.50% · 4.625%
HK$82,352
+HK$4,124/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,456/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$609,525 · Scale 2, in force from 26 Feb 2026)