LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,065
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,218
−HK$1,171/mo
Today · 4.125%
HK$39,389
baseline
▲ 0.50% · 4.625%
HK$41,786
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,778/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,234
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,340
−HK$1,122/mo
Today · 4.125%
HK$43,462
baseline
▲ 0.50% · 4.625%
HK$45,753
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,924/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,478
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,861
−HK$1,406/mo
Today · 4.125%
HK$47,267
baseline
▲ 0.50% · 4.625%
HK$50,143
+HK$2,876/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,534/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,481
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,808
−HK$1,346/mo
Today · 4.125%
HK$52,154
baseline
▲ 0.50% · 4.625%
HK$54,903
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,308/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,891
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,505
−HK$1,640/mo
Today · 4.125%
HK$55,145
baseline
▲ 0.50% · 4.625%
HK$58,500
+HK$3,355/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,290/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,728
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,276
−HK$1,571/mo
Today · 4.125%
HK$60,847
baseline
▲ 0.50% · 4.625%
HK$64,054
+HK$3,207/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,694/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,717
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$68,792
−HK$2,108/mo
Today · 4.125%
HK$70,900
baseline
▲ 0.50% · 4.625%
HK$75,214
+HK$4,314/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,800/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,221
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,212
−HK$2,019/mo
Today · 4.125%
HK$78,231
baseline
▲ 0.50% · 4.625%
HK$82,355
+HK$4,124/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,462/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,549 · Scale 2, in force from 26 Feb 2026)