LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,065
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,218
−HK$1,172/mo
Today · 4.125%
HK$39,390
baseline
▲ 0.50% · 4.625%
HK$41,786
+HK$2,396/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,780/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,235
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,341
−HK$1,122/mo
Today · 4.125%
HK$43,463
baseline
▲ 0.50% · 4.625%
HK$45,754
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,926/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,478
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,862
−HK$1,406/mo
Today · 4.125%
HK$47,268
baseline
▲ 0.50% · 4.625%
HK$50,144
+HK$2,876/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,536/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,482
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,809
−HK$1,346/mo
Today · 4.125%
HK$52,155
baseline
▲ 0.50% · 4.625%
HK$54,904
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,310/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,892
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,506
−HK$1,640/mo
Today · 4.125%
HK$55,146
baseline
▲ 0.50% · 4.625%
HK$58,501
+HK$3,355/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,292/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,729
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,277
−HK$1,571/mo
Today · 4.125%
HK$60,848
baseline
▲ 0.50% · 4.625%
HK$64,055
+HK$3,207/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,696/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,718
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,793
−HK$2,109/mo
Today · 4.125%
HK$70,902
baseline
▲ 0.50% · 4.625%
HK$75,216
+HK$4,314/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,804/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,223
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,213
−HK$2,020/mo
Today · 4.125%
HK$78,233
baseline
▲ 0.50% · 4.625%
HK$82,357
+HK$4,124/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,466/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,560 · Scale 2, in force from 26 Feb 2026)