LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,066
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,219
−HK$1,172/mo
Today · 4.125%
HK$39,391
baseline
▲ 0.50% · 4.625%
HK$41,787
+HK$2,396/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,782/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,236
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,342
−HK$1,122/mo
Today · 4.125%
HK$43,464
baseline
▲ 0.50% · 4.625%
HK$45,755
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,928/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,479
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,863
−HK$1,406/mo
Today · 4.125%
HK$47,269
baseline
▲ 0.50% · 4.625%
HK$50,145
+HK$2,876/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,538/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,483
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,810
−HK$1,346/mo
Today · 4.125%
HK$52,156
baseline
▲ 0.50% · 4.625%
HK$54,905
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,312/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,893
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,507
−HK$1,640/mo
Today · 4.125%
HK$55,147
baseline
▲ 0.50% · 4.625%
HK$58,502
+HK$3,355/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,294/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,730
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,278
−HK$1,571/mo
Today · 4.125%
HK$60,849
baseline
▲ 0.50% · 4.625%
HK$64,056
+HK$3,207/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,698/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,719
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,794
−HK$2,109/mo
Today · 4.125%
HK$70,903
baseline
▲ 0.50% · 4.625%
HK$75,217
+HK$4,314/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,806/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,224
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,215
−HK$2,019/mo
Today · 4.125%
HK$78,234
baseline
▲ 0.50% · 4.625%
HK$82,358
+HK$4,124/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,468/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,572 · Scale 2, in force from 26 Feb 2026)