LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,067
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,220
−HK$1,171/mo
Today · 4.125%
HK$39,391
baseline
▲ 0.50% · 4.625%
HK$41,788
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,782/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,236
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,342
−HK$1,122/mo
Today · 4.125%
HK$43,464
baseline
▲ 0.50% · 4.625%
HK$45,755
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,928/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,480
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,864
−HK$1,405/mo
Today · 4.125%
HK$47,269
baseline
▲ 0.50% · 4.625%
HK$50,146
+HK$2,877/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,538/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,484
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,811
−HK$1,346/mo
Today · 4.125%
HK$52,157
baseline
▲ 0.50% · 4.625%
HK$54,906
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,314/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,894
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,508
−HK$1,640/mo
Today · 4.125%
HK$55,148
baseline
▲ 0.50% · 4.625%
HK$58,503
+HK$3,355/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,296/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,731
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,279
−HK$1,571/mo
Today · 4.125%
HK$60,850
baseline
▲ 0.50% · 4.625%
HK$64,058
+HK$3,208/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,700/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,720
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,796
−HK$2,108/mo
Today · 4.125%
HK$70,904
baseline
▲ 0.50% · 4.625%
HK$75,219
+HK$4,315/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,808/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,226
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,216
−HK$2,020/mo
Today · 4.125%
HK$78,236
baseline
▲ 0.50% · 4.625%
HK$82,360
+HK$4,124/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,472/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,583 · Scale 2, in force from 26 Feb 2026)