LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,067
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,221
−HK$1,171/mo
Today · 4.125%
HK$39,392
baseline
▲ 0.50% · 4.625%
HK$41,789
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,784/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,237
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,343
−HK$1,122/mo
Today · 4.125%
HK$43,465
baseline
▲ 0.50% · 4.625%
HK$45,756
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,930/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,481
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,865
−HK$1,405/mo
Today · 4.125%
HK$47,270
baseline
▲ 0.50% · 4.625%
HK$50,147
+HK$2,877/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,540/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,485
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,812
−HK$1,346/mo
Today · 4.125%
HK$52,158
baseline
▲ 0.50% · 4.625%
HK$54,907
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,316/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,894
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,509
−HK$1,640/mo
Today · 4.125%
HK$55,149
baseline
▲ 0.50% · 4.625%
HK$58,504
+HK$3,355/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,298/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,732
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,280
−HK$1,571/mo
Today · 4.125%
HK$60,851
baseline
▲ 0.50% · 4.625%
HK$64,059
+HK$3,208/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,702/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,721
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,797
−HK$2,109/mo
Today · 4.125%
HK$70,906
baseline
▲ 0.50% · 4.625%
HK$75,220
+HK$4,314/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,812/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,227
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,218
−HK$2,019/mo
Today · 4.125%
HK$78,237
baseline
▲ 0.50% · 4.625%
HK$82,361
+HK$4,124/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,474/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,595 · Scale 2, in force from 26 Feb 2026)