LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,068
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,221
−HK$1,171/mo
Today · 4.125%
HK$39,392
baseline
▲ 0.50% · 4.625%
HK$41,789
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,784/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,238
−HK$2,227/mo
▼ 0.25% · 3.875%
HK$42,343
−HK$1,122/mo
Today · 4.125%
HK$43,465
baseline
▲ 0.50% · 4.625%
HK$45,757
+HK$2,292/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,930/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,481
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,865
−HK$1,406/mo
Today · 4.125%
HK$47,271
baseline
▲ 0.50% · 4.625%
HK$50,147
+HK$2,876/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,542/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,485
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,812
−HK$1,347/mo
Today · 4.125%
HK$52,159
baseline
▲ 0.50% · 4.625%
HK$54,908
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,318/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,895
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,509
−HK$1,640/mo
Today · 4.125%
HK$55,149
baseline
▲ 0.50% · 4.625%
HK$58,505
+HK$3,356/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,298/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,733
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,281
−HK$1,571/mo
Today · 4.125%
HK$60,852
baseline
▲ 0.50% · 4.625%
HK$64,059
+HK$3,207/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,704/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,722
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,797
−HK$2,109/mo
Today · 4.125%
HK$70,906
baseline
▲ 0.50% · 4.625%
HK$75,220
+HK$4,314/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,812/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,228
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,218
−HK$2,020/mo
Today · 4.125%
HK$78,238
baseline
▲ 0.50% · 4.625%
HK$82,362
+HK$4,124/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,476/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,599 · Scale 2, in force from 26 Feb 2026)