LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,069
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,222
−HK$1,171/mo
Today · 4.125%
HK$39,393
baseline
▲ 0.50% · 4.625%
HK$41,790
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,786/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,239
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,345
−HK$1,122/mo
Today · 4.125%
HK$43,467
baseline
▲ 0.50% · 4.625%
HK$45,758
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,934/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,482
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,866
−HK$1,406/mo
Today · 4.125%
HK$47,272
baseline
▲ 0.50% · 4.625%
HK$50,148
+HK$2,876/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,544/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,486
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,813
−HK$1,347/mo
Today · 4.125%
HK$52,160
baseline
▲ 0.50% · 4.625%
HK$54,909
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,320/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,896
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,510
−HK$1,641/mo
Today · 4.125%
HK$55,151
baseline
▲ 0.50% · 4.625%
HK$58,506
+HK$3,355/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,302/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,734
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,282
−HK$1,571/mo
Today · 4.125%
HK$60,853
baseline
▲ 0.50% · 4.625%
HK$64,061
+HK$3,208/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,706/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,724
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,799
−HK$2,109/mo
Today · 4.125%
HK$70,908
baseline
▲ 0.50% · 4.625%
HK$75,222
+HK$4,314/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,816/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,229
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,220
−HK$2,020/mo
Today · 4.125%
HK$78,240
baseline
▲ 0.50% · 4.625%
HK$82,364
+HK$4,124/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,480/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,614 · Scale 2, in force from 26 Feb 2026)