LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,071
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,224
−HK$1,171/mo
Today · 4.125%
HK$39,395
baseline
▲ 0.50% · 4.625%
HK$41,792
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,790/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,241
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,347
−HK$1,122/mo
Today · 4.125%
HK$43,469
baseline
▲ 0.50% · 4.625%
HK$45,760
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,938/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,485
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,868
−HK$1,406/mo
Today · 4.125%
HK$47,274
baseline
▲ 0.50% · 4.625%
HK$50,151
+HK$2,877/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,548/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,489
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,816
−HK$1,347/mo
Today · 4.125%
HK$52,163
baseline
▲ 0.50% · 4.625%
HK$54,912
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,326/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,899
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,513
−HK$1,640/mo
Today · 4.125%
HK$55,153
baseline
▲ 0.50% · 4.625%
HK$58,509
+HK$3,356/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,306/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,737
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,285
−HK$1,571/mo
Today · 4.125%
HK$60,856
baseline
▲ 0.50% · 4.625%
HK$64,064
+HK$3,208/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,712/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,727
−HK$4,184/mo
▼ 0.25% · 3.875%
HK$68,803
−HK$2,108/mo
Today · 4.125%
HK$70,911
baseline
▲ 0.50% · 4.625%
HK$75,226
+HK$4,315/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,822/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,233
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,224
−HK$2,020/mo
Today · 4.125%
HK$78,244
baseline
▲ 0.50% · 4.625%
HK$82,368
+HK$4,124/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,488/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,646 · Scale 2, in force from 26 Feb 2026)