LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,071
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,224
−HK$1,172/mo
Today · 4.125%
HK$39,396
baseline
▲ 0.50% · 4.625%
HK$41,793
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,792/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,241
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,348
−HK$1,122/mo
Today · 4.125%
HK$43,470
baseline
▲ 0.50% · 4.625%
HK$45,761
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,940/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,486
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,869
−HK$1,406/mo
Today · 4.125%
HK$47,275
baseline
▲ 0.50% · 4.625%
HK$50,152
+HK$2,877/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,550/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,490
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,817
−HK$1,347/mo
Today · 4.125%
HK$52,164
baseline
▲ 0.50% · 4.625%
HK$54,913
+HK$2,749/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,328/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,900
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$53,514
−HK$1,640/mo
Today · 4.125%
HK$55,154
baseline
▲ 0.50% · 4.625%
HK$58,510
+HK$3,356/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,308/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,738
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,287
−HK$1,570/mo
Today · 4.125%
HK$60,857
baseline
▲ 0.50% · 4.625%
HK$64,065
+HK$3,208/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,714/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,728
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,804
−HK$2,109/mo
Today · 4.125%
HK$70,913
baseline
▲ 0.50% · 4.625%
HK$75,228
+HK$4,315/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,826/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,235
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,226
−HK$2,019/mo
Today · 4.125%
HK$78,245
baseline
▲ 0.50% · 4.625%
HK$82,370
+HK$4,125/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,490/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,658 · Scale 2, in force from 26 Feb 2026)