LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,072
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,225
−HK$1,171/mo
Today · 4.125%
HK$39,396
baseline
▲ 0.50% · 4.625%
HK$41,794
+HK$2,398/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,792/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,242
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,348
−HK$1,122/mo
Today · 4.125%
HK$43,470
baseline
▲ 0.50% · 4.625%
HK$45,761
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,940/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,486
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,870
−HK$1,406/mo
Today · 4.125%
HK$47,276
baseline
▲ 0.50% · 4.625%
HK$50,152
+HK$2,876/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,552/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,490
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,818
−HK$1,346/mo
Today · 4.125%
HK$52,164
baseline
▲ 0.50% · 4.625%
HK$54,914
+HK$2,750/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,328/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,900
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,515
−HK$1,640/mo
Today · 4.125%
HK$55,155
baseline
▲ 0.50% · 4.625%
HK$58,511
+HK$3,356/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,310/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,739
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,287
−HK$1,571/mo
Today · 4.125%
HK$60,858
baseline
▲ 0.50% · 4.625%
HK$64,066
+HK$3,208/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,716/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,729
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,805
−HK$2,109/mo
Today · 4.125%
HK$70,914
baseline
▲ 0.50% · 4.625%
HK$75,229
+HK$4,315/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,828/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,235
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,226
−HK$2,020/mo
Today · 4.125%
HK$78,246
baseline
▲ 0.50% · 4.625%
HK$82,371
+HK$4,125/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,492/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,664 · Scale 2, in force from 26 Feb 2026)