LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,072
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,225
−HK$1,172/mo
Today · 4.125%
HK$39,397
baseline
▲ 0.50% · 4.625%
HK$41,794
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,794/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,243
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,349
−HK$1,122/mo
Today · 4.125%
HK$43,471
baseline
▲ 0.50% · 4.625%
HK$45,762
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,942/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,487
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$45,871
−HK$1,405/mo
Today · 4.125%
HK$47,276
baseline
▲ 0.50% · 4.625%
HK$50,153
+HK$2,877/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$94,552/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,491
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,818
−HK$1,347/mo
Today · 4.125%
HK$52,165
baseline
▲ 0.50% · 4.625%
HK$54,915
+HK$2,750/mo
Deposit HK$6.50M · loan HK$9.75M · min. income ≈ HK$104,330/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,901
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,516
−HK$1,640/mo
Today · 4.125%
HK$55,156
baseline
▲ 0.50% · 4.625%
HK$58,512
+HK$3,356/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,312/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,740
−HK$3,119/mo
▼ 0.25% · 3.875%
HK$59,288
−HK$1,571/mo
Today · 4.125%
HK$60,859
baseline
▲ 0.50% · 4.625%
HK$64,067
+HK$3,208/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,718/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,730
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,806
−HK$2,109/mo
Today · 4.125%
HK$70,915
baseline
▲ 0.50% · 4.625%
HK$75,230
+HK$4,315/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,830/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,237
−HK$4,010/mo
▼ 0.25% · 3.875%
HK$76,228
−HK$2,019/mo
Today · 4.125%
HK$78,247
baseline
▲ 0.50% · 4.625%
HK$82,372
+HK$4,125/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,494/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,674 · Scale 2, in force from 26 Feb 2026)