LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,074
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$38,227
−HK$1,172/mo
Today · 4.125%
HK$39,399
baseline
▲ 0.50% · 4.625%
HK$41,796
+HK$2,397/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,798/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,245
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,351
−HK$1,122/mo
Today · 4.125%
HK$43,473
baseline
▲ 0.50% · 4.625%
HK$45,764
+HK$2,291/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,946/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,489
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,873
−HK$1,406/mo
Today · 4.125%
HK$47,279
baseline
▲ 0.50% · 4.625%
HK$50,156
+HK$2,877/mo
Deposit HK$6.50M · loan HK$9.76M · min. income ≈ HK$94,558/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,494
−HK$2,673/mo
▼ 0.25% · 3.875%
HK$50,821
−HK$1,346/mo
Today · 4.125%
HK$52,167
baseline
▲ 0.50% · 4.625%
HK$54,917
+HK$2,750/mo
Deposit HK$6.50M · loan HK$9.76M · min. income ≈ HK$104,334/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,904
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,518
−HK$1,641/mo
Today · 4.125%
HK$55,159
baseline
▲ 0.50% · 4.625%
HK$58,515
+HK$3,356/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,318/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,742
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,291
−HK$1,571/mo
Today · 4.125%
HK$60,862
baseline
▲ 0.50% · 4.625%
HK$64,070
+HK$3,208/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,724/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,733
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,809
−HK$2,109/mo
Today · 4.125%
HK$70,918
baseline
▲ 0.50% · 4.625%
HK$75,233
+HK$4,315/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,836/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,240
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,231
−HK$2,020/mo
Today · 4.125%
HK$78,251
baseline
▲ 0.50% · 4.625%
HK$82,376
+HK$4,125/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,502/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,704 · Scale 2, in force from 26 Feb 2026)