LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,075
−HK$2,324/mo
▼ 0.25% · 3.875%
HK$38,228
−HK$1,171/mo
Today · 4.125%
HK$39,399
baseline
▲ 0.50% · 4.625%
HK$41,797
+HK$2,398/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$78,798/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,245
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$42,351
−HK$1,122/mo
Today · 4.125%
HK$43,473
baseline
▲ 0.50% · 4.625%
HK$45,765
+HK$2,292/mo
Deposit HK$8.13M · loan HK$8.13M · min. income ≈ HK$86,946/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$609,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,489
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$45,873
−HK$1,406/mo
Today · 4.125%
HK$47,279
baseline
▲ 0.50% · 4.625%
HK$50,156
+HK$2,877/mo
Deposit HK$6.50M · loan HK$9.76M · min. income ≈ HK$94,558/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,494
−HK$2,674/mo
▼ 0.25% · 3.875%
HK$50,821
−HK$1,347/mo
Today · 4.125%
HK$52,168
baseline
▲ 0.50% · 4.625%
HK$54,918
+HK$2,750/mo
Deposit HK$6.50M · loan HK$9.76M · min. income ≈ HK$104,336/mo (50% DSR)
Upfront cash ≈ HK$7.11M (deposit + AVD stamp duty HK$609,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,904
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$53,519
−HK$1,640/mo
Today · 4.125%
HK$55,159
baseline
▲ 0.50% · 4.625%
HK$58,515
+HK$3,356/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$110,318/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,743
−HK$3,120/mo
▼ 0.25% · 3.875%
HK$59,292
−HK$1,571/mo
Today · 4.125%
HK$60,863
baseline
▲ 0.50% · 4.625%
HK$64,071
+HK$3,208/mo
Deposit HK$4.88M · loan HK$11.38M · min. income ≈ HK$121,726/mo (50% DSR)
Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$609,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,734
−HK$4,185/mo
▼ 0.25% · 3.875%
HK$68,810
−HK$2,109/mo
Today · 4.125%
HK$70,919
baseline
▲ 0.50% · 4.625%
HK$75,234
+HK$4,315/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$141,838/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,241
−HK$4,011/mo
▼ 0.25% · 3.875%
HK$76,232
−HK$2,020/mo
Today · 4.125%
HK$78,252
baseline
▲ 0.50% · 4.625%
HK$82,377
+HK$4,125/mo
Deposit HK$1.63M · loan HK$14.63M · min. income ≈ HK$156,504/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$609,710 · Scale 2, in force from 26 Feb 2026)